Cam Ramirez

As summer fades away, into fall - make sure your coverages are up to date, so you can kick back and relax! I’m Cam Ramirez, your local State Farm Agent here in Lansing, MI. When I’m not working with customers, I spend most of my free time with my wife. We’re big dog lovers, enjoy staying active, love the outdoors, and share a passion for fitness and cars. We’re also both former collegiate athletes, which shaped the way I approach my work today, with discipline, consistency, and a strong focus on showing up for people.

My path into insurance started at Alma College, where I discovered how much I enjoyed helping others understand their options and feel confident in their decisions. That passion ultimately led me to the insurance industry. After college, I chose to work with State Farm because of its long‐standing mission to help people protect what matters most and prepare for the unexpected while working toward their goals.

From my Lansing, MI agent office, my team and I proudly serve Lansing, East Lansing, Mason, Holt, Waverly, Okemos, Dewitt, and communities across Michigan. We assist with Auto Insurance to help drivers stay protected on the road, Homeowners Insurance and Renters Insurance to help cover homes and personal belongings, and Life Insurance options for individuals and families looking ahead. We also help customers explore Business Insurance, Health Insurance, Condo Insurance, and Pet Insurance, making it easier to understand coverage options and choose what fits their situation.

Whether you’re just getting started or want to review your current coverage, my goal is to keep insurance conversations straightforward and relationship‐focused. I believe in taking the time to answer questions, explain options clearly, and be a reliable local resource for the people and families I serve. If you’d like to connect, stop by, or request a personalized quote, my team and I are always happy to help.

Frequently Asked Questions (FAQs)

Q: How do I get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. In Lansing, you can count on Cam for personalized service.

Q: How soon can I get insured for my car?

A: Car insurance coverage can often start the same day, depending on your situation. Cam is here to help your Lansing household feel covered.

Q: What kind of insurance do I need for a leased vehicle?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Looking for coverage? Talk with Cam about your options in Lansing.

Q: What's typically covered by a homeowners insurance policy?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. Cam is proud to serve the Lansing community.

Q: What happens when you have life insurance in place?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most. Serving Lansing and the surrounding area, Cam can help answer your questions.

Q: What kinds of things does renters insurance protect?

A: Renters insurance helps protect the things you own if something unexpected happens. It can help cover personal belongings if they're damaged or stolen, provide personal liability protection if someone is injured, and help with additional living expenses if you're unable to stay in your home due to a covered loss. Cam serves Lansing, MI and is happy to help with your insurance needs.